What 96.56% means#
RTP is the share of all money bet that a game returns as wins over a very long series of spins. At 96.56%, Cosmic Cash pays back NZ$96.56 for every NZ$100 wagered on average across millions of spins, which leaves NZ$3.44 per NZ$100 as the house edge. A single evening of play can sit far above or below that, because jackpots and respins arrive unevenly.
Buying the respins: 96.58%#
The feature buy has its own figure. Paying 100x your bet to start the Cosmic Respins returns 96.58% over time, slightly above the standard game. The buy changes how your balance moves, not the long-run value: you pay 100 bets at once in exchange for a guaranteed feature with six moons already in place.
Checking the version in your lobby#
Casinos can run Cosmic Cash at 96.56%, 95.58% or 94.60%. To see the version in use, open the game, press the i button and page through the rules to the line that reads “The theoretical RTP of this game is”. It takes ten seconds and tells you exactly which version you are playing.
| Version | Returned per NZ$100 | House edge per NZ$100 |
|---|---|---|
| 96.58% (feature buy) | NZ$96.58 | NZ$3.42 |
| 96.56% | NZ$96.56 | NZ$3.44 |
| 95.58% | NZ$95.58 | NZ$4.42 |
| 94.60% | NZ$94.60 | NZ$5.40 |
The 2,650x cap#
Every round, in the base game or the free spins, is capped at 2,650x your bet. Reach it and the round closes at once with the full amount paid; any free spins still to play are closed with it. The cap sits a little above the Grand jackpot, so a Grand plus a reel of moons can take a round right up to it.
| Jackpot | Pays | At NZ$0.40 | At NZ$2 | At NZ$10 |
|---|---|---|---|---|
| Mini | 20x | NZ$8 | NZ$40 | NZ$200 |
| Minor | 50x | NZ$20 | NZ$100 | NZ$500 |
| Major | 250x | NZ$100 | NZ$500 | NZ$2,500 |
| Grand | 2,500x | NZ$1,000 | NZ$5,000 | NZ$25,000 |
Where the return comes from#
Most of the return is spread across frequent line wins and scatter pays. The rest is concentrated in the Cosmic Respins, where the moons, UFO multipliers and jackpots stack up. That is why long stretches without the feature are normal, and why a sensible budget leaves room for the respins to arrive. The features page breaks down every UFO award.